Criteria

Rental Application & Qualification Guidelines

INCOME REQUIREMENT

Applicants should generally demonstrate gross verifiable household income of at least 2.5 times the monthly rent. Income must be supported by reliable documentation such as pay stubs, employer verification, tax returns, bank statements, military LES/BAH, retirement or benefit statements, or other lawful verifiable income.

CREDIT

Applicants should generally have a traditional credit score of at least 580. Credit is reviewed as part of the overall application and does not by itself guarantee approval.

TRANSUNION RESIDENTSCORE

Applicants should generally have a TransUnion ResidentScore of at least 600 through our Buildium/TransUnion screening process. ResidentScore is designed specifically to evaluate rental-related risk.

RENTAL HISTORY

When available, rental history may be reviewed for timely payments, outstanding landlord balances, lease compliance, property-condition concerns, and prior landlord or property-manager references.

Applicants without conventional rental history may be asked to provide alternative reliable documentation.

BACKGROUND & EVICTION REVIEW

Background and eviction-related information is reviewed individually based on relevance, accuracy, timing, disposition, and applicable law. The existence of a filing or record alone does not necessarily determine the application outcome.

APPLICATION REQUIREMENTS

Each financially responsible adult must complete the required rental application and provide requested verification and supporting documents.

An application may remain incomplete until all required information has been received.

DOCUMENT SUBMISSION

Supporting documents should be submitted to:

management@oneohanaproperties.com 

Use the property address and applicant name in the subject line whenever possible.

CO-SIGNERS / GUARANTORS

Co-signers or guarantors may be considered for certain properties and circumstances. When permitted, guarantors will generally be expected to demonstrate strong creditworthiness and gross verifiable income of approximately 5 times the monthly rent and complete the applicable screening process.

PETS

Pet policies vary by property. When pets are permitted, an approved pet addendum and lawful pet deposit may be required.

ASSISTANCE ANIMALS

Qualified assistance animals are not considered pets and are handled separately in accordance with applicable Fair Housing requirements. Pet rent and pet deposits are not charged for approved assistance animals.

OCCUPANCY

Occupancy is determined according to applicable housing and safety requirements, unit size and configuration, and Fair Housing requirements.

SCREENING FEE

The screening fee is paid directly to the third-party screening provider. One Ohana Properties does not collect, retain, or add a markup to the screening fee.

FAIR HOUSING

One Ohana Properties is committed to equal housing opportunity and applies written qualification standards consistently in accordance with federal and Hawaii Fair Housing requirements.

APPLICATION REVIEW

Applications are reviewed as a whole. Meeting minimum qualification guidelines does not guarantee approval. Applications that do not meet one or more guidelines may require additional review.

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